Announced: Full EV FBT exemption above $75k ends 31 Mar 2027, 4 months away. How the announced phase-out works (opens in a new tab)

Polestar 4 SUV novated lease costs

Choose your Polestar 4 SUV, then see what fits your pay.

Polestar 4 SUV Rear motor. Illustrative image; trim details may vary.

Illustrative image only. Actual model may differ.

Generic illustration. Model image coming soon.

Estimated take-home cost

From $248 / week

$110,000 salary · 5-year lease

$36,307 estimated saving over 5 years vs a car loan.

FBT-exempt

Final payment of $23,140 is separate. An estimate, not a quote.

Near FBT threshold, confirm price

This list price ($73,900) is within $1,100 of the announced $75,000 cap. Dealer delivery and factory-fitted options count toward the value, so confirm with the dealer whether a lease signed after 31 March 2027 would keep the full exemption.

Cost breakdown

Vehicle price: $81,135indicative drive-away

Final payment: $23,140, separate from weekly costs.

FBT-exempt on a novated lease.

Lease signed today. Weekly costs include estimated running costs after tax savings. Savings compare the same car with a standard car loan. Deposits and final payments are separate. Your provider’s quote will differ.

Vehicle details

2 variants · Up to 630 km WLTP across the line-up

Compare all Polestar 4 SUV variants$110k salary, 5-year lease. Choose one to update the estimate.
  • $81,135drive-away · Rear motor details

  • $89,380drive-away · Dual motor details

Polestar 4 SUV Rear motor$248 / week estimated

Choosing your variant

Before you choose

  • Your everyday driving

    Compare rated range with your regular trips and charging options.

  • The equipment you need

    Check the exact grade, model year and included features.

  • Your final quote

    Confirm options, final price and lease eligibility with your provider.

What your salary changes

Rear motor at different salaries. Tax saved is the estimated income tax reduction each year.

SalaryTax saved / yearCost / week
$70k$6,075$248
$90k$6,075$248
$110k$6,075$248
$135k$6,075$248
$160k$7,403$223
$190k$7,403$223

Polestar 4 SUV novated lease FAQ

Is the Polestar 4 SUV FBT-exempt?

Yes, across the range. The dearest Polestar 4 SUV we track is the Dual motor, and even its list price of $81,750 leaves about $9,911 of headroom under the $91,661 luxury car tax threshold. Every variant therefore qualifies for the electric car FBT exemption, and the whole novated lease, running costs included, can come out of pre-tax salary.

What happens to the Polestar 4 SUV exemption after April 2027?

Under the announced changes, new leases signed from 1 April 2027 on EVs listed above $75,000 keep only a quarter of the FBT exemption. Of the 2 qualifying Polestar 4 SUV variants, only the Dual motor sits over it, at a list price of $81,750, so a lease signed before then keeps the full exemption for its whole term.

What salary do I need for a Polestar 4 SUV novated lease to make sense?

There is no minimum, but the saving tracks your marginal rate. On the Dual motor, the estimated saving over the term runs from about $39,397 on a $70,000 salary to about $46,728 on $190,000. The steepest jump is where your income crosses into the 37% bracket, because that is the rate the packaged amount comes off. Calculate the Polestar 4 SUV Dual motor on your salary

How accurate are these Polestar 4 SUV numbers?

They are estimates, not a quote. Each variant uses its own catalogue price. These answers use the Dual motor at $89,380 indicative drive-away, a 5-year term and a $110,000 salary. Interest rates, fees and running costs can change a provider's quote. Personalise the estimate in the calculator.

Does my employer need to offer novated leasing for the Polestar 4 SUV?

Yes. Your employer needs to support salary packaging for the lease. You can estimate the Dual motor here without entering contact details, then check with payroll which providers and arrangements your employer accepts.

What is included in the estimated Polestar 4 SUV cost?

For the Dual motor, the estimate includes lease finance, estimated running costs and a typical provider fee, after estimated tax savings. It is not just a finance repayment. The annual cost excludes any upfront deposit and the final payment to keep the car; review the calculator breakdown and your provider's quote.

Is there a final payment to keep the Polestar 4 SUV?

Yes. The 5-year Dual motor example has an estimated final payment of $25,691 to keep the car. That payment is separate from the displayed annual cost. Your lease contract sets the actual amount and end-of-lease options.

What happens after I request a callback about the Polestar 4 SUV?

You review the contact form and consent before submitting. Your enquiry and estimate are sent to our leasing and finance partner, so they can discuss your needs and next steps. Requesting a callback does not commit you to a lease. You can also choose to email yourself the estimate instead.

Ready to personalise your Polestar 4 SUV estimate?

Adjust your salary, lease term and running costs to see your own numbers.

An estimate, not a provider quote.

Illustration of an electric car driving along an Australian coastal road

Illustrative image