Electric, made simple

BYD Atto 1 Premium

Illustrative image only. Actual model may differ.

$26,311+ on-road costsIncludes 6% novated discount · eligibility appliesManufacturer offer

Estimated savings

$14,520

Over a
5-year lease

with a novated lease vs a standard car loan at the same assumed vehicle price

Free estimate. No contact details needed.

Full FBT exemption

Signing: before 31 Mar 2027

Based on a $110,000 salary and $3,200 estimated annual running costs. Adjust below to make it yours.

310 kmWLTP range

9.1 s0–100 km/h

43.2 kWhBattery

85 kWMax DC charging

4Seats

308 LBoot space

Indicative pricing, not a dealer quote. WLTP is a laboratory comparison; real-world range varies.

Make it yours.

Adjust your details to personalise your estimate.

Your salary before tax

Lease term

Estimated savings over 5 years$14,520

vs a standard car loan at the same assumed vehicle price

Full FBT exemption

Costs, timing and assumptions

Now: before 31 Mar 2027 (Phase 1) · $3,200/yr estimated running costs · 7.5% interest · $0 deposit

When would you sign?

Deposit$0

Interest rate (indicative)7.5%

Estimated annual running costs$3,200

Auto-estimated from this car's price. Drag to override, or plug in a real quote.

Estimated final payment to keep the car$7,401

Payable at the end of the lease. Included in the comparison with a standard car loan.

Not taxed, but it's a reportable fringe benefit, so it can affect HELP repayments, the Medicare levy surcharge and Centrelink.

Your next step

Talk through your estimate with our leasing and finance partner.

No enquiry fee. No commitment.
Credit help from a licensed provider

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View full cost breakdown

Estimated savings over the lease term

$14,520

vs financing the same EV with a standard post-tax car loan, not a discount on the car itself

Statutory FBT taxable value / yr$5,262

FBT exemption applied100%

Pre-tax salary packaged / yr$7,938

Post-tax contribution / yr$0

Income tax saved / yr$2,540

Total cost over the term (after tax saved)$26,990

*Indicative vehicle price, not a live quote. Check whether on-road costs are included. These figures are general information only. They are not financial, tax, or credit advice, and your actual costs and savings may differ. The content of this site is written and published by Symply EVs alone: our financing partner, Lodge IQ Pty Ltd (ACN 643 292 700), is not the author of, and is not responsible for, any content on this site.

5-year cost, side by side

Same car, financed two ways

This lease

$26,990

Standard loan

$41,510

$14,520 less over the term

Where the annual $7,938 comes from

Salary packaged this year

Pre-tax · $7,938 (100%)

Post-tax · $0 (0%)

Common questions

Current manufacturer offers

Eligible novated leases: 6% off the base vehicle list price

Order between 1 October and 21 December 2026 and take delivery by 31 January 2027 through an approved Fleet Management Organisation. Excludes registration, CTP, stamp duty, dealer delivery, statutory charges, metallic paint, fleet customers, demonstrators and service loans. Cannot be combined with other offers. Estimates include this novated discount where the base vehicle price is available. Confirm eligibility and the itemised discount with your provider.

Manufacturer terms and eligibility

What does the price include?

The $26,311 shown is an indicative price (before on-road costs), not a live offer. Your location, options and dealer quote can change the total. Confirm an itemised price before comparing finance.

How we compare prices and costs

How are my costs calculated?

The calculator above uses your salary and lease term. Savings are compared with a standard car loan; they are not a discount on the vehicle. Running costs are estimated until you enter your own budget.

Compare another car in the EV novated lease calculator.

Compare Atto 1 variant lease costs

BYD novated lease costs by model

Compare electricity and petrol costs by state

Does my employer need to offer novated leasing?

Yes. Your employer needs to support salary packaging for the lease. You can use the calculator without entering contact details, then check with payroll which providers and arrangements your employer accepts.

What happens at the end of the lease?

The calculator shows an estimated final payment to keep the car. Your lease contract sets the actual amount and end-of-lease options. Check these with your provider before signing; refinancing or changing cars may require a new agreement.

What happens after I request a callback?

You review the contact form and consent before submitting. Your enquiry and estimate are sent to our leasing and finance partner, so they can discuss your needs and next steps. Requesting a callback does not commit you to a lease. You can also email yourself the estimate instead.